I am getting a mortgage offer from Santander. I would like to instruct a Licensed Conveyancer in Ashton under Lyne. Does the Santander Solicitor panel include conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Are you able to vouch for a The Royal Bank of Scotland sanctioned Ashton under Lyne conveyancing practice finish our home move within 28 days? Am I best advised to choose a local Ashton under Lyne solicitor or a factory type conveyancer?
We can recommend some very good Ashton under Lyne conveyancing firms. You can also walk up the high street in Ashton under Lyne. Visit two or three law practices and request to speak with a conveyancing solicitor for a quote. Explain your expectations together with the reasons and get an assurance on speed. Appoint the lawyer that genuine.
How does conveyancing in Ashton under Lyne differ for newly converted properties?
Most buyers of new build premises in Ashton under Lyne come to us having been asked by the builder to sign contracts and commit to the purchase even before the house is built. This is because new home sellers in Ashton under Lyne usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ashton under Lyne or who has acted in the same development.
I am looking for a ground for flat up to £305k and identified one round the corner in Ashton under Lyne I like with a park and station nearby, the downside is that it's only got 51 remaining years left on the lease. There is not much else in Ashton under Lyne suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you need a mortgage that many years will likely be problematic. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least 2 years you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor about this.
I was advised by a few selling agents in Ashton under Lyne to locate a conveyancer using your seach tool. Is there a financial upside for Estate Agents to promote your lawyers ahead of alternative conveyancing organisations?
We don’t give any referral fee for directing people our way. We found it would be just too difficult to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
My wife and I are FTB’s just having agreed a price on a property in Ashton under Lyne, and are about to get solicitors instructed. We have used the numerous rating based websites and the quotes are from all across the country. Is it critical to have a Ashton under Lyne lawyer local to the potential property? We are content to do everything electronically, but I assume at some stage we may be required to physically go into the conveyancing practitioner's office to sign documents?
The solicitor does not have to be in Ashton under Lyne, but opting for local means that you can visit their offices if you need to, by way of example, if a signature is immediately necessary. In addition, a Ashton under Lyne solicitor is likely to be familiar with local agents and (if the vendor has chosen a local lawyer) with them, which will help keep things moving faster.