We see that you have a post code search directory identifying solicitors on the TSB conveyancing panel. Do firms pay you a referral fee if I retain them for our conveyancing in Ashton under Lyne?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Ashton under Lyne.
My mortgage company has suggested a law firm on their panel based in Ashton under Lyne but I would rather choose a conveyancing lawyer in Ashton under Lyne local to me. Can you assist?
Far from all Ashton under Lyne conveyancing solicitors are approved and listed on all banks conveyancing panel. Use the above search tool to find a Ashton under Lyne conveyancing firm on the on the lender panel.
A relative informed me that in buying a property in Ashton under Lyne there may be various restrictions prohibiting external changes to the property. Is this right?
We are aware of a number of properties in Ashton under Lyne which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Ashton under Lyne should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I can not fathom if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Ashton under Lyne bank branch on a couple of occasions and was told it does not impact the mortgage offer and they would lend. My Ashton under Lyne conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they will not lend in accordance with their specific requirements. I have no idea who is right.
Your solicitor has to comply with the Council of Mortgage Lenders’ Handbook Part 2 requirements for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
Clydesdale have agreed my mortgage in principle, my bid on a flat in Ashton under Lyne has been agreed to, what are the next steps?
The property agent will want to be advised as to your solicitor's details (ensure that the lawyers are on the lender’s approved list). Call up Clydesdale or your broker and complete any outstanding forms. Clydesdale will sellect a valuer who will get in touch with the estate agent or seller to schedule a time for the valuation to take place. Once conducted (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Clydesdale will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Ashton under Lyne.
I'm refinancing my primary house to a buy to let mortgage with National Westminster Bank and intend to use the remaining equity as a down payment on another property. The neighborhood we are looking at is Ashton under Lyne. Will your conveyancers be able to act for both sets of lenders and link together the conveyances?
Make use of our search tool on this site to be sure that the conveyancers are on the appropriate lender panels. Assuming that they are your conveyancer should be able to simultaneously deal with the two deals but you should have a chat with you conveyancer and make clear your desired outcome and requirements.
Back In 2004, I bought a leasehold flat in Ashton under Lyne. Conveyancing and Britannia mortgage are in place. A letter has just been received from someone claiming to own the reversionary interest in the property. It included a ground rent demand for rent dating back to 1992. The conveyancing practitioner in Ashton under Lyne who previously acted has now retired. Do I pay?
The first thing you should do is contact the Land Registry to make sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. You do not need to instruct a Ashton under Lyne conveyancing practitioner to do this as it can be done on-line for £3. You should note that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I inherited a leasehold flat in Ashton under Lyne, conveyancing was carried out 3 years ago. How much will my lease extension cost? Comparable properties in Ashton under Lyne with over 90 years remaining are worth £191,000. The ground rent is £55 invoiced annually. The lease terminates on 21st October 2079
You have 53 years left to run the likely cost is going to be between £27,600 and £31,800 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide the actual costs in the absence of detailed due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before seeking the advice of a professional.
My conveyancers in Ashton under Lyne have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with the lender. Is it case that being on the lender conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the lender directly.